Safeguarding the bricks, mortar, and contents you build upon
From Cotswold country homes and family residences to commercial property portfolios, we arrange comprehensive, unhurried general insurance that satisfies lender requirements and protects your physical assets.
At Campden Brook we advise in certain areas, and for those that require specialist licences, we partner with others to help provide an all-encompassing advice arena. This covers additional areas like Building and Contents Insurance, Business Protection, Private Medical Insurance, and Equity Release / Later Life lending advice.
Tailored protection for property owners, landlords, and businesses
Arranging buildings and contents insurance should never be a rushed, last-minute afterthought before exchanging contracts.
A policy that looks adequate on a comparison website can easily fall short when covering listed structures, outbuildings, fine art, or complex commercial liabilities. We source clear, robust insurance policies from leading UK insurers, ensuring your physical assets are properly protected from day one.
Home buildings & contents insurance
Protecting your residence and prized possessions against unforeseen loss or structural damage.
The challenge: Standard high-street home insurance policies often feature restrictive indemnity caps or fail to account for period features, listed building requirements, and high-value personal belongings.
The Campden Brook approach: We evaluate your property's true replacement cost rather than relying on rough estimates. Whether you own a modern family home or a Grade II listed Cotswold cottage, we arrange bespoke buildings and contents cover that includes accidental damage, alternative accommodation cover, and worldwide belongings protection.
Key feature: Accurate rebuild valuations and tailored high-value contents schedules.
Landlord & buy-to-let property insurance
Comprehensive risk mitigation for residential landlords and multi-unit investors.
The challenge: Managing rental property involves risks beyond standard brick-and-mortar damage — including tenant property damage, loss of rental income during repairs, and property owner liability claims.
The Campden Brook approach: We structure landlord policies designed for single buy-to-let properties, Houses in Multiple Occupation (HMOs), and multi-unit residential portfolios. By consolidating your properties under clear corporate schedules, we reduce administrative burden while ensuring complete coverage.
Key feature: Rent guarantee options, property owner's liability, and loss of rent protection.
Commercial property & trading premises insurance
Shielding business premises, commercial freeholds, and mixed-use property investments.
The challenge: Commercial freeholds and trading premises carry unique exposure to business interruption, public liability, and specialized plant or stock loss.
The Campden Brook approach: Working alongside our commercial finance desk, we arrange commercial property insurance tailored to your trade — whether you occupy retail premises, light industrial units, professional offices, or mixed residential-commercial freeholds.
Key feature: Integrated property damage, business interruption, and property owner liability.
Frictionless cover: Synchronized with your mortgage offer
How our administrative pod prepares your insurance before exchange to eliminate completion delays.
One of the most frequent late-stage bottlenecks in a UK property transaction is securing acceptable buildings insurance. Mortgage lenders strictly mandate that valid, compliant buildings insurance must be active on the exact day contracts are exchanged — yet buyers are routinely left scrambling for last-minute quotes hours before exchange.
We dismantled that friction point entirely.
The moment your formal mortgage offer is issued, our dedicated administrative pod prepares tailored buildings and contents quotes alongside your conveyancing team at Kingsley Bond or Montrose Brown Solicitors.
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Lender-compliant terms: We verify that policy indemnity limits and joint-insured clauses match your specific lender's handbook guidelines on Day 1.
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Zero exchange panic: Insurance documentation is issued directly to your conveyancer well ahead of exchange deadlines, removing administrative delay.
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Annual review continuity: We track policy renewal dates automatically, ensuring your property remains protected year after year without unintended coverage gaps.
Start the conversation
Whether you are stepping onto the ladder for the first time, moving home, refinancing an existing property, or securing your family's future — our senior team is ready to listen.